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Understanding how to check credit card statements

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Credit cards provide a revolving line of credit, from which a cardholder can pay for various goods and services. So, while this sounds like good news for some, the results can often be not so pleasant. There is a risk of overspending and overshooting one’s budget. Also, defaulting on payments can result in a lower credit score.

As time goes by, and the use of paper currency decreases, there will be an increase in the use of both debit and credit cards. One of the skills everyone needs to pick up is reading their credit card statement like a pro. Knowing what’s important and what’s not in the bill helps one take stock at the end of the month when mailed with the credit statement.

How do you check credit card statements?

Usually, it is a government-mandated instruction for banks to send their customers a credit card statement at the month’s end. Also, one can check one’s credit statement online by oneself. One can make an online account and check it at one’s convenience.

What to look for when checking your credit statement?

When you are checking any credit card statement, do not just run your eye over it. There are some crucial things you should check before you eventually put the statement away.

Here is a list of items one should not miss out on in a card statement. In short, here is what one should read in a credit card.

  • The first thing to check is the total amount due. Total due amount is the amount spent during the billing cycle, which is usually a month long. This amount has to be cleared no matter what. Putting it off incurs a fine.
  • The next item to check is the due date. This date is the date before which one has to pay one’s credit card’s minimum amount. Failing to do this result in a fine. Also, one may have to pay interest on the outstanding amount.
  • Minimum amount due is the next thing to check. Minimum amount due refers to the minimum amount of money which should reach the bank by the due date in case one cannot clear the full amount. Defaulting on this decreases one’s credit score. This is the key factor involved in how to repay your credit card debt.
  • Then check the detailed credit card statement. Detailed statements show all the transactions one has undertaken on one’s credit card.
  • Next, check the reward point’s summary to see how many points you have gained under the rewards scheme.
  • Late payment warning section highlights what will happen if you do not pay within the stipulated time.

These are some of the things to check when you read your credit card statements.

How to apply for a credit card?

Applying for credit cards doesn’t have to be a tedious process. One can also apply for RBL Credit Card.

One of the many such credit cards which tick all the boxes in your choice is the Bajaj Finserv RBL Bank SuperCard. Also, you can go to the webpage of any bank of your choice and check the eligibility criteria for a credit card. Then apply for the same.

Going in for pre-approved credit cards

Should one go in for pre-approved credit cards? Before applying for any pre-approved credit card, check out the terms and conditions. Reputed financial institutions like Bajaj Finserv offer pre-approved cards to existing customers only. These offers are also available on several other financial products, including personal loans, business loans, etc. You can check your pre-approved offer by sharing only some essential details online.

The financial institutions offer a pre-approved credit card to only those people on whom it has done a soft credit check. So if you are eligible for a pre-approved card, you must already have a good credit score. Banks target these specific individuals with their pre-approved credit cards schemes.

Carefully reading your credit card statement can save you from paying a lot of unnecessary extra charges. Read the fine print minutely and check out if you have missed anything important.

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How to Innovate Supply Chain for a More Significant Social Impact

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Supply chains include many things, from the warehouse to logistics service provider. This is one of the ripest businesses where many companies are working. Due to emerging technology, the traditional chains are renovating themselves to advanced ones. Digital technology and artificial intelligence have significantly impacted supply chains.

Below are some of the notable innovations used in the transportation industry. They have been listed and discussed:

1.     The Last-mile delivery

  • Fastest mode of delivery- This is one of the most rapid methods of delivery which has been adopted by many companies. A medium like an electric bike is used for this delivery. This innovation helps in the reduction of harmful emissions. This is also helpful in areas where the parking space is less.
  • Same-day delivery- Using this technology makes ease of same-day and next day deliveries. They are one of the fastest modes of delivery options.

2.    Individual logistics

  • Latest technology- This is one of the newly available services. It is also famous by the name of “do it yourself” service. Within this service, an individual can open their logistics services and can deliver products. You do not need to have a company to run this. This is a solution to too much use of fuel.
  • Not a permanent solution- However, this is not a permanent solution. It is one of the boons of technology. You can knock down the traditional modes of supply chain and adopt this model. This will help you to grow fast as an individual business operator.

3.    Use of mobile robots

  • Reduces Labor Cost- Collaborative robots are more flexible and useful than traditional pickup systems. These robots are efficient in picking up. Robotics helps in sorting and optimization. It also has fewer errors than humans have. This allows companies to reduce labor costs.
  • Reduces injuries- Using robots in ware houses also decreases the work injuries and problems related to that. Robots assist in operating your system, not only smartly but smoothly. It also helps you deliver things in a faster way than the traditional methods. You can also use softwares that reduce errors and benefits your work.

4.    Platooning of Trucks

Truck platooning is a new technique devised recently. It has emerged as a useful and innovative way to improve supply chain services. It is a way to stay in communication with another truck, which helps the truck to remain near during a trip. This close traveling helps in fuel efficiency, cutting costs for logistics.

5.    Use of Blockchain

With the help of technology nowadays, blockchain has developed a significant effect on supply chains. Blockchains mean keeping continual records of transactions. They help in establishing clarity and efficiency in between supply chains. However, blockchains are not yet widespread in this industry. It is growing day by day. The advantage of using blockchain is that it can regulate 1,500 numbers per second during a transaction.

6.    Use of geolocation

With the use of blockchain, the use of geolocation has also increased. Geolocation helps in tracking and tracing various packages individually. This helps in identifying whether any good is tampered with or is being delayed to deliver. Generally, this technology is used by the military, but geolocation has also entered the trucking industry.

Conclusion

These are some of the innovations that have significantly impacted the supply chain industry.

You can contact Trukkin anytime, as they are experts in handling logistics services in Dubai. The use of innovations in transportation makes them more efficient than others.

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Sending corporate fruit baskets to business associates

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corporate fruit basket

On any special occasion, you would present something special to your dear ones. You can present something that is special to them. Your dear ones are delighted if you present them with lots of love. Many people adore the personalized gifts such as toys, mugs, candles, cushions, calendar etc. Some people present large boxes of chocolate or cakes on any special occasions. You can present corporate fruit baskets to your business associates. On any special occasion, you can present something special to your business associates also. The online Shoppe features some gifts that are unique.

Special gifts on special occasions

Fruit basket is one of the best gifts that are adored by anyone. A basket containing fresh fruits freshly picked from the farms can be presented to your dear people or your business associates. Instead of presenting chocolate hampers or cakes, you can present something that is nutritive. So, you can send corporate fruit baskets to your business associates.

Many types of fruit baskets are available. You can present the freshly picked fruits or a box containing dry fruits. You can present the fruits of diverse range that are placed into the baskets. These fruits are beautifully arranged in the basket and can be presented on any special occasions. These fruit baskets contain peach, melon, kiwi, red apple, nectarine, etc. The fruit baskets can be presented on any special occasions such as birthdays, Valentine ’s Day, Eid, Mother’s Day, Father’s Day, etc.

You can present the Marzipan fruit box that contains crafted fruits that are beautifully arranged. These marzipan fruit baskets contain fruits that were popular in the 15th century.

On any special occasion, you can present the classic ripe fruit baskets that are exotic such as kiwi, plums, apricots that are loved and beautifully wrapped in a basket. This hamper contains many such fruits such as nectarine, pear, red apples, bananas,

Some baskets contain diverse fruits and some baskets contain only one type of fruit. You can present a corporate fruit basket containing nectarous fruits such as plums, bananas, peach, grapes, Green smith apples, etc. These baskets contain high-quality fruits on any special occasions such as Anniversary, Birthdays, Christmas, etc.

The baskets are beautifully decorated with satin ribbon and are placed with rich nectarine fruits. The fruit orchard basket contains fresh fruits such as plum, bananas, pear, kiwi, red gala apples, etc. These fruit baskets are presented with a ribbon and a personalized card also.

People adore dry fruits and they can preserve it for many days. The fruits that are freshly picked from the farm should be consumed within three to four days, or else they perish. But, the dry fruits can be retained in the refrigerator for many days. So, you can present a box containing dry fruits such as apricot, sour cranberry, tangy pineapple, containing rich nutrients such as vitamins, fibers etc.

These fruit baskets or a box containing dry fruits can be presented along a chocolate hamper also. These boxes are sometimes filled with nuts, chocolates or any other gift also.

So, the corporate fruit basket contains fruits that are freshly picked and nutritive. Along with a fruit basket, you can also present any complementary gift.

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Significance of buying the best fox B pot online with glamorous look for your home decor

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best fox B pot online

Are you planning to get the best pot online? If you are Fox B planters you can get the best price of the products along with the collection of varieties within a low price to a high price. The Fox B pots online is sure to fulfil all the planters online with the best shopping needs for the plants.

Popularity in home decor

The fox b planters are highly recognizable plastic flower pots that gain the best and high popularity which gains the popularity among all. You can order online with the best and authentic features. Once you plan to buy best fox B pot online, you take a biggest decision to your doorstep.

Demand in comparison

Multiple shape planters are highly in demand in comparison to the other home décor materials and more. In India the Fox B plants are available with passionate planters who are able to create the best and possible features which can create difference between the look before and after.

Adopting planters will be easy

So if you are looking for the fox B pots online make sure you search well and then book for your home décor or garden. If you adopt the planters it will be easy for you to operate. Shop for the best and classy collections with online shopping markets of your choice   anywhere and any moment. The pot size is the factor that compliments the entire décor.

Add a special touch to the home decor

Decorating the pot designs and then adding a special touch to the homely décor is all about increasing the trend of the technology with the huge variety of pots and planters. This is available with online strategies. You must decide which location to choose or when it is about the home décor and the valid purpose for the same.

Major willingness with affordability

Fox B pots online are available with major willingness that is within affordability and major elegance.  It is important to pick up the best planter in the most important decision which needs to take all the differences. Another significant factor which influences the correct planter is the choice which needs to be taken care off is the weather and the location which works great in structure.

Analyze the real factors

While you opt for buying Fox B pots online, selecting the right colour is one of the major factors of the job. It is better to take up pastel colour to look into the indoor décor by opting for the vibrant colours suiting the outdoors. Size of the pots according to the interior is also one of the biggest factors which include selecting the suitable planter.

Final Words

Winter is round the corner and all that has been achieved is ready to revamp the garden décor along with the garden during the monsoon. Crating a glamorous look for the home is ready to make the guests happy and every eye soothe with the display and vibrant decorations without much effort.

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